How Mosaic works.
Mosaic is one token, MOS, and one promise: hold it, and revenue from the MOS markets is paid back to you in the assets you choose. No staking, no locking, no claiming.
The loop, in one breath.
Every trade in an official MOS market pays a 2% fee in the quote currency: USDC on Solana, USDG on Robinhood Chain. Mosaic collects those fees, routes 80% of them to holders, and uses the rest for buybacks, a strategic MOS reserve, treasury and operations.
The holder share funds a recurring draw. Each draw, 60% of the pot is paid to every eligible holder in proportion to how much MOS they held and for how long. The other 40% is paid out as one jackpot and five runner-up prizes, chosen at random and weighted by the same holdings.
You do not receive USDC. Before delivery, Mosaic swaps your share into the assets in your dividend mix: tokenized stocks, pre-IPO tokens, and a set of supported crypto assets. The result is pushed straight to your wallet.
Hold MOS.
On Solana, on Robinhood Chain, or both. Link your wallets and they count as one holder. See Holding MOS.
Choose your assets.
Pick up to eight assets and give each a percentage. Save the mix with a free signed message. See Choosing your dividends.
Get paid.
Every draw, your dividend arrives in your wallet already converted into your mix. See The draw and Getting paid.
What Mosaic is not.
- Not staking. Your MOS never leaves your wallet. Eligibility is measured from your ordinary token balance over time.
- Not a claim portal. There is nothing to claim. Mosaic pays the transaction fees and pushes the assets to you.
- Not an IOU. Dividends are paid in the actual tokens in your mix, not in points or wrapped receipts.
- Not fixed forever. The routing percentages, the catalogue, and the draw cadence are operating policy and can change. Changes are published here and on the site.