Risks and disclosures.

You can lose money. MOS, the assets you are paid in and every app here carry risk. Nothing on this site is financial advice.

#Dividends are not guaranteed.

Dividends come from trading fees. If trading slows, dividends shrink. They can stop. Prizes depend on chance, and most holders do not win one in a given draw.

The projected APY is an estimate from past draws. It is not a promise and it will change.

#Prices move.

MOS can fall in value, including to zero. So can anything you are paid in. Burns do not guarantee a higher price. Stablecoins can lose their peg.

#Mosaic is operated.

Mosaic runs the systems that count balances, buy assets and deliver them. Software can fail, markets can be closed, and networks can be slow. Deliveries can be delayed. The fee split, the draw schedule, the asset list and the rules on this site are operating policy and can change.

#The assets you receive.

Stock and ETF tokens are issued by third parties. A token with a stock's name does not make you a shareholder, and its issuer can restrict or freeze it. Community tokens and listed coins can lose their liquidity and their value. Being on the Mosaic list is not an endorsement.

#Bridge and smart contracts.

The bridge relies on Wormhole NTT and on smart contracts on both chains. Contracts can have bugs. A transfer can wait for confirmation or for the daily limit. rhMOS can only be traded in the official pool.

#Listings, RAID, Gacha and Launch.

• Listings. A pledge cannot be refunded once the listing is committed. A lister's share is not a promise of income. A retired coin stops earning.
• RAID. Bids are final. Bidders get no extra share of the coin.
• Gacha. A game of chance. On average a pull pays back less than it costs.
• Launch. Anyone can launch a coin. Launch coins are speculative and can go to zero.

#Stay safe.

Mosaic never asks you to sign or pay to receive a dividend. Check every address against Addresses.