Questions.

Short answers. The pages before this one have the detail.

#Holding

#Do I need to stake?

No. Hold MOS in your own wallet. That is all.

#How much MOS do I need?

At least 10,000 MOS to be in a draw.

#Does MOS on an exchange count?

No. Withdraw it to your own wallet.

#I bought MOS today. When do I get paid?

From the next draw that closes. Your balance is checked six times during each draw, so you count in part for the draw you bought in and in full for the next one.

#Does moving MOS between my own wallets lose anything?

Link the wallets first and you keep your streak. See Holding MOS.

#Dividends

#How often am I paid?

Every 24 hours. See The daily draw.

#Why did I receive tokens I did not pick?

Either you have not saved a mix, or one of your picks could not be bought in that draw. In both cases you are paid in the default mix: ANSEM, Anthropic, OpenAI and SPY on Solana, or AAPL, NVDA, SPY and UBIK on Robinhood Chain. See Small picks and the minimum.

#Is there a minimum?

An asset is bought in a draw when all holders' picks for it add up to at least $0.10. Until 30 September 2026 it was $25.

#Does saving a mix cost anything?

No. It is a free signature. Nothing moves.

#What are community baskets?

Dividend mixes other holders shared. On the Baskets page, or at the top of your dividend mix in Portfolio, press Use this basket and your mix is filled on every chain you hold, Solana and Robinhood. Anything that is not on your chains is left out and the rest scaled back to 100%. Nothing changes until you save, with the usual free signature. You can vote community baskets up or down and share your own mix in one click. Community baskets are not tokens, nothing happens on chain, and nobody is paid for sharing one.

#Can I be paid in MOS?

Yes. Put MOS in your mix. Set it to 100% if you like.

#What is the streak boost?

Each draw in a row that you keep at least 90% of your MOS raises your prize odds: 3x at 11 draws, 5x at 50. It does not change dividends. See Holding streak boost.

#Can I win the jackpot with a small balance?

Yes. Your odds follow your share of eligible MOS and your streak. Portfolio shows your odds.

#Money

#Where does the money come from?

The 2% fee on every swap in the official MOS markets, plus Listings, Launch and Gacha. See Where the money comes from.

#Is any MOS reserved for the team?

No. There was no team allocation and no private sale.

#Are the percentages fixed?

No. They are operating policy. Today: 80% rewards, 6% treasury, 5% operations, 4.5% buyback, 4.5% reserve.

#What is the APY?

The site shows a projection based on past draws. It is not a promise. See Your portfolio.

#Robinhood Chain

#Is rhMOS a different token?

It is MOS on Robinhood Chain. Each rhMOS is backed by one MOS locked on Solana. Bridge back to get MOS.

#Why can I not send rhMOS or sell it in another app?

rhMOS only trades in the official pool, so every trade pays the fee that funds dividends. Use the swap on mosaicfi.xyz.

#Do I have to link wallets?

No. Link only if you hold on both chains, or want an asset from the other chain.

#Products

#Can I list my own coin?

Yes. 250 USD, crowdfunded. Listers earn 10% of every dividend bought in that coin. See Listings.

#What is RAID?

A community pools USD behind a coin. At the close of the draw the pool buys the coin, Mosaic adds a match, and every holder receives it. See RAID.

#What is Launch?

A launchpad. Coins pay a 2.5% trading fee that pays their creator, a prize pot, MOS holders and a MOS burn. See Launch.

#What is the fourth tile?

Not announced yet.

#Safety

#Will Mosaic ever ask me to sign to get paid?

No. You sign only when you choose to swap, bridge, save a mix, link wallets or use a tile. A "claim your rewards" prompt is a scam.

#Where are the official links?

On mosaicfi.xyz and on Addresses.