Where the money comes from.
Every dollar Mosaic pays out started as a trading fee. There is no emission schedule, no inflation, and no treasury allocation of MOS funding the dividends.
The 2% market fee.
MOS trades in one official market per chain. Each of those markets charges a 2% fee on the quote side of every swap, and that fee is the protocol's revenue.
| Chain | Venue | Quote asset | How the fee is collected |
|---|---|---|---|
| Solana | Meteora DAMM v2 pool, MOS/USDC | USDC | The pool's 2% trading fee accrues to a protocol-owned liquidity position. Mosaic claims it on a schedule. |
| Robinhood Chain | Uniswap v4 pool, rhMOS/USDG | USDG | A fee hook on the pool takes 2% of the USDG side of each swap and forwards it to the operating wallet. |
The MOS token itself has no transfer tax. Sending MOS between wallets is free apart from network fees. The fee only exists inside the official markets, so trades elsewhere may not generate revenue for holders.
Tiles apps, such as the gacha, add a second revenue stream. Their protocol share is accounted separately and shown on the site as Tiles revenue. See Tiles.
Five buckets.
When fees are claimed they are booked into the capital ledger and split by the active policy. Today that split is:
Rewards
The largest bucket by far. Everything allocated here is committed to draws and ends up in holder wallets. Nothing in this bucket is spent on anything else. See The draw.
Buyback
Buys MOS with revenue and burns it, permanently reducing supply. Buybacks run on an hourly cadence, spending a bounded slice of the available budget each time so that no single purchase moves the market. See Supply, buybacks and burns.
Strategic MOS reserve
A protocol-owned MOS inventory used to provide liquidity and float across chains, for example seeding a new market or keeping the bridge liquid. It is bounded by policy: a 35M floor to refill towards, a 50M target, and a 75M hard cap. It is not a team allocation and is not sold to fund anything.
Treasury and operations
Treasury is long-term protocol capital. Operations pays for what it costs to run Mosaic: Solana and Robinhood gas, randomness fees, swap execution, and infrastructure. Both are capped by their percentages; if they are not needed they simply accumulate.
The live figures on mosaicfi.xyz are read from the capital ledger and the chain: revenue routed, rewards allocated, buybacks completed, treasury transferred and operations spent. The split shown here is the active policy at the time of writing and is published in the same feed.