Small picks and the minimum.

Mosaic buys an asset in a draw when the picks for it add up to at least $0.10.

#How it works.

At the close of each draw, Mosaic adds up every holder's dividend for each asset. The minimum applies to that total for the asset, not to your share alone.

• If all holders together have $0.10 or more going to an asset, it is bought and everyone who picked it gets it.
• If the total is under $0.10, the asset is not bought in that draw.

Until 30 September 2026 the minimum was $25. It was lowered so that small picks are paid as picked.

#What happens to my pick when it is under the minimum?

You still get paid in full. For that draw only, that part of your dividend is paid in the default mix for your chain:

Your saved mix is not changed. It applies again at the next draw.

#What is never swapped out.

• The default mix assets.
• MOS and rhMOS.
• USDC and USDG, which are paid directly.
• Coins being bought by a RAID in that draw.

#One more limit.

Each draw buys at most 60 different assets on Solana and 40 on Robinhood Chain. If holders pick more than that in one draw, the smallest picks are paid in the default mix for that draw.